At Rubies, we believe that banking should not only be simple and convenient but also rewarding. That’s why we created the Independent Banker program—an opportunity for you to earn money while helping others discover the power of digital banking!

Whether you're a student, freelancer, entrepreneur, or simply looking for a way to generate passive income, the Independent Banker program offers an exciting way to turn your everyday network into a source of earnings. It’s quick, easy, and entirely hassle-free.

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What is the Independent Banker Program?

The Independent Banker program allows Rubies users to earn a percentage of transactions made by people they refer to Rubies. As an Independent Banker, every time someone you referred makes a transaction using Rubies, you earn a commission. It’s that simple!

Not only are you earning, but you're also helping others access a digital-first banking experience that allows them to manage their money with ease and flexibility.

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Why Become an Independent Banker?

• Earn as you refer: Each referral can become a long-term source of passive income as     you earn on every transaction made by your referrals.
• No hidden fees: There’s no cost to becoming an Independent Banker—all you need is     your referral link, and you're set!
• Empower your network: By sharing Rubies, you’re giving others     access to an easy, secure, and digital way of banking that can change how     they manage their money.

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How to Get Started as an Independent Banker

Getting started with Rubies’ Independent Banker program is super simple! Just follow these quick steps:

1. Open the Rubies App and head to your profile.
2. Click on ‘Referrals’—this is where the magic begins!
3. You’ll see an option to ‘Share Link’.     Click it, and your unique referral link is ready to go!

Share this link with your friends, family, and business contacts. Every time someone signs up and uses Rubies through your link, you start earning.

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Tips for Maximizing Your Earnings

• Share with your network: Post your referral link on social media,     share it via WhatsApp, or send it in emails to your contacts.
• Highlight Rubies’ amazing features: Let people know about the in-app chat     transactions, the fully digital banking experience, and how convenient     Rubies is for managing money.
• Follow up: Encourage your referrals to make transactions and explore all the benefits of Rubies.

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Start Earning with Rubies Today!

There has never been a better time to join the Rubies Independent Banker program. Whether you’re looking to supplement your income or just want to help others experience a modern way of banking, this is your chance to earn while you bank!

So, what are you waiting for? Open the Rubies app, grab your referral link, and start sharing. The more you share, the more you earn!

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