Experience Chat-like banking
Rubies is the all-in-one chat and financial transactions app that allows you to connect with friends and family while managing your finances securely.
Connect & Transact Seamlessly
Chat effortlessly with loved ones and handle financial tasks in one secure place. Send money, top up airtime, pay bills, and more with Rubies' integrated chat and finance features.
Simplify Spending, Elevate Life
Make everyday transactions hassle-free with the Rubies debit card. Get your card easily and enjoy fee-free maintenance, ensuring a seamless financial experience.
Fortified Protection
Around the Clock
Chat effortlessly with loved ones and handle financial tasks in one secure place. Send money, top up airtime, pay bills, and more with Rubies' integrated chat and finance features.
Join Rubies and experience greatness
Embrace the power of unified communication and financial management with Rubies. Chat, send money, pay bills, and more—all within one innovative app for ultimate convenience and control.
Download the Rubies app